Connecticut

Auto Insurance Minimum Requirements

25/50/25

Liability Limits

No-Fault

N/A

PIP Minimum

UM+UIM

Uninsured Motorist

Full Requirements

Bodily Injury (per person)$25,000

Bodily Injury (per accident)$50,000

Property Damage$25,000

Uninsured Motorist RequiredYes

Underinsured Motorist RequiredYes

PIP RequiredNo

No-Fault StateNo (tort)

MedPay RequiredNo

SR-22 FilingsYes (for high-risk drivers)

Effective Date2018-01-01

Uninsured / Underinsured Motorist

Mandatory minimum limits for UM/UIM must match the liability limits of 25/50.

SR-22 Filings

Required after alcohol-related convictions or serious driving violations for 3 years.

Alternatives to Insurance

Continuous auto insurance is strictly required; no public bond alternatives for personal registrations.

Official Source

Connecticut Department of Motor Vehicles

Last verified: 2026-05-27 · Always confirm with official state sources before making coverage decisions.