Oklahoma

Auto Insurance Minimum Requirements

25/50/25

Liability Limits

No-Fault

N/A

PIP Minimum

Optional

Uninsured Motorist

Full Requirements

Bodily Injury (per person)$25,000

Bodily Injury (per accident)$50,000

Property Damage$25,000

Uninsured Motorist RequiredNo

Underinsured Motorist RequiredNo

PIP RequiredNo

No-Fault StateNo (tort)

MedPay RequiredNo

SR-22 FilingsNot used

Effective Date2009-04-01

Uninsured / Underinsured Motorist

Must be offered matching the liability coverage thresholds; rejection must be formally signed.

Alternatives to Insurance

A $75,000 security cash deposit managed directly through the Department of Public Safety.

Official Source

Service Oklahoma Motor Vehicle Services

Last verified: 2026-05-27 · Always confirm with official state sources before making coverage decisions.