Wisconsin

Auto Insurance Minimum Requirements

25/50/10

Liability Limits

No-Fault

N/A

PIP Minimum

UM Only

Uninsured Motorist

Full Requirements

Bodily Injury (per person)$25,000

Bodily Injury (per accident)$50,000

Property Damage$10,000

Uninsured Motorist RequiredYes

Underinsured Motorist RequiredNo

PIP RequiredNo

No-Fault StateNo (tort)

MedPay RequiredYes — $1,000 minimum

SR-22 FilingsYes (for high-risk drivers)

Effective Date2011-11-01

Important Notes

Wisconsin mandates $1,000 in Medical Payments (MedPay) coverage on all standard policies.

Uninsured / Underinsured Motorist

UM is strictly required for bodily injury claims at a minimum limit of 25/50. UIM is optional.

SR-22 Filings

Required for a 3-year duration following a DUI conviction or serious dynamic traffic violations.

Alternatives to Insurance

A cash deposit or corporate bond filed under state structural guidelines.

Official Source

Wisconsin Department of Transportation

Last verified: 2026-05-27 · Always confirm with official state sources before making coverage decisions.