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Illinois

State Income Tax

4.95%
Flat Rate
Exempt
Social Security
2026-04-15
Filing Deadline
Flat
Structure

Illinois imposes a state income tax using a flat rate of 4.95% on all taxable income regardless of income level. The filing deadline is 2026-04-15. Social Security benefits are exempt from Illinois state income tax. Retirement income is generally exempt from state tax. Most retirement and pension income is exempt from Illinois tax.

Full Tax Details

Has Income TaxYes
Tax StructureFlat Rate
Rate4.95%
Single Standard DeductionN/A
Married Standard DeductionN/A
Single Personal Exemption$2,850
Married Personal Exemption$5,700
Taxes Social SecurityExempt
Taxes Retirement IncomeExempt
Filing Deadline2026-04-15

Retirement Income Details

Most retirement and pension income is exempt from Illinois tax.

How Illinois Compares to Neighboring States

StateRateStructureSocial Security
Illinois ★4.95%FlatExempt
Indiana3.05%FlatExempt
Iowa3.8%FlatExempt
Kentucky3.5%FlatExempt
Missouri0–4.7%GraduatedExempt

Frequently Asked Questions — Illinois Income Tax

Does Illinois have a state income tax?

Yes. Illinois has a state income tax with a flat rate of 4.95%.

What is the Illinois income tax rate?

Illinois uses a flat tax rate of 4.95% on all taxable income. This means all taxpayers pay the same rate regardless of how much they earn.

Is Social Security taxed in Illinois?

No. Illinois does not tax Social Security benefits, which can be significant for retirees living on fixed incomes.

Is retirement income taxed in Illinois?

Illinois generally exempts retirement income from state tax. Most retirement and pension income is exempt from Illinois tax.

When is the Illinois income tax filing deadline?

The Illinois state income tax filing deadline is 2026-04-15. You can file and pay through the official Illinois Department of Revenue portal.

What is the standard deduction in Illinois?

Illinois's standard deduction is not available for single filers. A personal exemption of $2,850 (single) may also apply.

How does Illinois income tax compare to neighboring states?

Illinois's top rate of 4.95% is in the moderate range nationally. Use the comparison table above to see how neighboring states compare.

Official Payment Portal

Illinois Department of Revenue

File & Pay →

Last verified: 2026-03-31 · Always consult a tax professional before making financial decisions.