State Income Tax
New York imposes a state income tax using a graduated tax structure with 9 brackets ranging from 4% to 10.9%. The filing deadline is 2026-04-15. Social Security benefits are exempt from New York state income tax. Retirement income is generally taxable. Social Security exempt; up to $20,000 of pension/IRA income exempt for seniors 59.5+.
Retirement Income Details
Social Security exempt; up to $20,000 of pension/IRA income exempt for seniors 59.5+.
Does New York have a state income tax?
Yes. New York has a state income tax with a graduated structure ranging from 4% to 10.9% across 9 brackets.
What is the New York income tax rate?
New York has a graduated income tax with 9 brackets. The lowest rate is 4% and the highest rate is 10.9%.
Is Social Security taxed in New York?
No. New York does not tax Social Security benefits, which can be significant for retirees living on fixed incomes.
Is retirement income taxed in New York?
Yes. New York generally taxes retirement income. Social Security exempt; up to $20,000 of pension/IRA income exempt for seniors 59.5+.
When is the New York income tax filing deadline?
The New York state income tax filing deadline is 2026-04-15. You can file and pay through the official New York Department of Revenue portal.
What is the standard deduction in New York?
New York's standard deduction is $8,000 for single filers and $16,050 for married filing jointly.
How does New York income tax compare to neighboring states?
New York's top rate of 10.9% is among the higher state income tax rates nationally. Use the comparison table above to see how neighboring states compare.
Official Payment Portal
New York Department of Revenue
Last verified: 2026-03-31 · Always consult a tax professional before making financial decisions.