Property Tax Rates & Rules
Alabama has an average effective property tax rate of 0.41%, making it one of the lowest property tax states in the nation. On a median-valued home of $205,000, the typical annual property tax bill is $840. Homeowners may qualify for a homestead exemption, which can reduce the taxable value of a primary residence. State exemption of $4,000 in assessed value; local exemptions vary by county. Senior citizens may qualify for additional exemptions or tax relief programs. If you believe your property is over-assessed, you have the right to appeal.
Assessment Method
Class III (residential) is assessed at 10% of market value; state rate is 6.5 mills.
Homestead Exemption Details
State exemption of $4,000 in assessed value; local exemptions vary by county.
Senior Exemption Details
Total exemption from state taxes for 65+; income-limited local exemptions available.
How to Appeal Your Assessment
Protest to County Board of Equalization within 30 days of assessment notice.
What is the property tax rate in Alabama?
Alabama has an average effective property tax rate of 0.41%. On a home valued at $205,000, the typical annual property tax bill is approximately $840. Rates vary by county — Jefferson has the highest rates while Bibb has the lowest.
Does Alabama have a homestead exemption?
Yes. Alabama offers a homestead exemption for primary residences. State exemption of $4,000 in assessed value; local exemptions vary by county.
How is property assessed in Alabama?
Alabama assesses property at 10%. Class III (residential) is assessed at 10% of market value; state rate is 6.5 mills. The assessed value is then multiplied by the local mill rate to determine your property tax bill.
How do I appeal my property tax assessment in Alabama?
Protest to County Board of Equalization within 30 days of assessment notice.
Are there senior property tax exemptions in Alabama?
Yes. Alabama offers property tax relief for senior citizens. Total exemption from state taxes for 65+; income-limited local exemptions available.
When are property taxes due in Alabama?
Alabama property taxes are paid on a Due October 1; delinquent after December 31.. Contact your county tax collector for exact due dates and payment options for your area.
How does Alabama property tax compare to neighboring states?
Alabama's average effective rate of 0.41% is well below the national average of approximately 1.1%. Use the comparison table above to see how neighboring states compare.
Think Your Alabama Property Tax Is Too High? — Partner Services
If your home is over-assessed you could be overpaying property taxes every year. These services help homeowners appeal their assessments and reduce their tax bills — often at no upfront cost.
Sponsored. DataTactic may earn a referral fee from these partners. This does not affect our data or editorial content.
Official Source
Alabama Tax Authority
Last verified: 2026-03-31 · Always confirm current rates before making real estate decisions.