Property Tax Rates & Rules
Massachusetts has an average effective property tax rate of 1.12%, making it a mid-range property tax state. On a median-valued home of $610,000, the typical annual property tax bill is $6,832. Homeowners may qualify for a homestead exemption, which can reduce the taxable value of a primary residence. Residential Exemption available in specific cities (e.g., Boston, Cambridge) for owner-occupants. Senior citizens may qualify for additional exemptions or tax relief programs. If you believe your property is over-assessed, you have the right to appeal.
Assessment Method
Properties assessed at full and fair cash value; Proposition 2 1/2 limits levy growth.
Homestead Exemption Details
Residential Exemption available in specific cities (e.g., Boston, Cambridge) for owner-occupants.
Senior Exemption Details
Senior Circuit Breaker Tax Credit and Clause 41C exemptions for low-income seniors.
How to Appeal Your Assessment
File an application for abatement with local assessors by February 1.
What is the property tax rate in Massachusetts?
Massachusetts has an average effective property tax rate of 1.12%. On a home valued at $610,000, the typical annual property tax bill is approximately $6,832. Rates vary by county — Franklin has the highest rates while Nantucket has the lowest.
Does Massachusetts have a homestead exemption?
Yes. Massachusetts offers a homestead exemption for primary residences. Residential Exemption available in specific cities (e.g., Boston, Cambridge) for owner-occupants.
How is property assessed in Massachusetts?
Massachusetts assesses property at 100.00%. Properties assessed at full and fair cash value; Proposition 2 1/2 limits levy growth. The assessed value is then multiplied by the local mill rate to determine your property tax bill.
How do I appeal my property tax assessment in Massachusetts?
File an application for abatement with local assessors by February 1.
Are there senior property tax exemptions in Massachusetts?
Yes. Massachusetts offers property tax relief for senior citizens. Senior Circuit Breaker Tax Credit and Clause 41C exemptions for low-income seniors.
When are property taxes due in Massachusetts?
Massachusetts property taxes are paid on a Quarterly (Aug, Nov, Feb, May) or semi-annual (Nov, May) depending on town.. Contact your county tax collector for exact due dates and payment options for your area.
How does Massachusetts property tax compare to neighboring states?
Massachusetts's average effective rate of 1.12% is close to the national average of approximately 1.1%. Use the comparison table above to see how neighboring states compare.
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Official Source
Massachusetts Tax Authority
Last verified: 2026-03-31 · Always confirm current rates before making real estate decisions.