Property Tax Rates & Rules
Texas has an average effective property tax rate of 1.6%, making it one of the higher property tax states in the nation. On a median-valued home of $340,000, the typical annual property tax bill is $5,440. Homeowners may qualify for a homestead exemption, which can reduce the taxable value of a primary residence. $100,000 exemption for school districts; 10% annual cap on appraisal growth. Senior citizens may qualify for additional exemptions or tax relief programs. If you believe your property is over-assessed, you have the right to appeal.
Assessment Method
Appraised at market value as of Jan 1; assessed by local appraisal districts.
Homestead Exemption Details
$100,000 exemption for school districts; 10% annual cap on appraisal growth.
Senior Exemption Details
Additional $10,000 school tax exemption for 65+; tax ceiling (freeze) available.
How to Appeal Your Assessment
Protest with Appraisal Review Board (ARB) by May 15.
What is the property tax rate in Texas?
Texas has an average effective property tax rate of 1.6%. On a home valued at $340,000, the typical annual property tax bill is approximately $5,440. Rates vary by county — Fort Bend has the highest rates while Glasscock has the lowest.
Does Texas have a homestead exemption?
Yes. Texas offers a homestead exemption for primary residences. $100,000 exemption for school districts; 10% annual cap on appraisal growth.
How is property assessed in Texas?
Texas assesses property at 100%. Appraised at market value as of Jan 1; assessed by local appraisal districts. The assessed value is then multiplied by the local mill rate to determine your property tax bill.
How do I appeal my property tax assessment in Texas?
Protest with Appraisal Review Board (ARB) by May 15.
Are there senior property tax exemptions in Texas?
Yes. Texas offers property tax relief for senior citizens. Additional $10,000 school tax exemption for 65+; tax ceiling (freeze) available.
When are property taxes due in Texas?
Texas property taxes are paid on a Due Jan 31; options for split payment or quarter installments for seniors.. Contact your county tax collector for exact due dates and payment options for your area.
How does Texas property tax compare to neighboring states?
Texas's average effective rate of 1.6% is above the national average of approximately 1.1%. Use the comparison table above to see how neighboring states compare.
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Official Source
Texas Tax Authority
Last verified: 2026-03-31 · Always confirm current rates before making real estate decisions.