KY · Security Deposit Law

Kentucky Security Deposit Law

Kentucky's deposit rules depend on local URLTA adoption. Where URLTA applies, a dedicated account and damage checklists are required. There is no universal return deadline.

Last verified: 2026-10-10

Max deposit
—
no statutory cap
Return deadline
See notes
Interest required
—
statute silent
Separate account
Required
Maximum Security Deposit
No statutory maximum
No cap established in §383.580; URLTA applicability depends on local adoption.
Return Deadline
See notes
No simple fixed refund deadline in §383.580; provisions address specific situations only.
Interest on Deposit
Statute silent
Not established.
Separate Account Required
Required
In applicable URLTA jurisdictions: account used only for deposits; prospective tenant told institution/location and account number; move-in and move-out lists required.

⚖️ Permitted Deductions

Final damage listing and estimates; unpaid rent addressed in separate statutory provision.

📋 Official Source

The information on this page is sourced from the primary Kentucky statute. Always verify against the current official text before making decisions.

↗ View official statute

Frequently Asked Questions

How much can a landlord charge for a security deposit in Kentucky?
Kentucky does not set a statutory maximum for security deposits. Landlords and tenants may agree to any amount in the lease. No cap established in §383.580; URLTA applicability depends on local adoption.
Does Kentucky require landlords to pay interest on security deposits?
Kentucky's security deposit statute does not expressly address whether landlords must pay interest on deposits. Not established.
Must Kentucky landlords keep security deposits in a separate bank account?
Yes. Kentucky requires landlords to hold security deposits in a separate account. In applicable URLTA jurisdictions: account used only for deposits; prospective tenant told institution/location and account number; move-in and move-out lists required.

Automate security deposit compliance

Property management software handles deposit tracking, deadline reminders, itemized deduction statements, and compliant separate account requirements automatically — so you never miss a Kentucky deadline.

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This page is for informational purposes only and is not legal advice. Security deposit laws change — always verify the current statute or consult a licensed attorney in Kentucky before making decisions. Official source: https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=35733. Last reviewed: 2026-10-10.