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Massachusetts

MassCash

$3.4 billion
Total Unclaimed
3 yrs
Dormancy Period
90 days
Processing Time
Yes
Online Claims

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Massachusetts has $3.4 billion waiting to be claimed. Search now — it's free.

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Property becomes unclaimed in Massachusetts after sitting dormant for 3 years without owner contact. At that point, the holding institution — typically a bank, employer, or insurance company — is required to turn the property over to the state. Massachusetts currently holds $3.4 billion in unclaimed property waiting to be returned to its rightful owners. Claims are free to file and there is no deadline — the state holds the property indefinitely. Once a claim is submitted, processing typically takes 90 days. Online filing is available through the official portal.

Program Details

Total Unclaimed Value$3.4 billion
Program NameMassCash
Administering AgencyOffice of the State Treasurer
Dormancy Period3 years
Avg Processing Time90 days
Online ClaimsAvailable

Dormancy Period Details

Most property 3 years; wages 1 year.

Documentation Required to Claim

SSN, photo ID, and documentation linking claimant to address.

Common Property Types

Bank accounts, uncashed checks, insurance proceeds, stocks.

How Massachusetts Compares to Neighboring States

StateTotal UnclaimedDormancy PeriodProcessing TimeOnline Claims
Massachusetts ★$3.4 billion3 yrs90 daysYes
Connecticut$1.5 billion3 yrs90 daysYes
New Hampshire$300 million3 yrs90 daysYes
New York$18.4 billion3 yrs120 daysYes
Rhode Island$450 million3 yrs60 daysYes

Frequently Asked Questions — Massachusetts Unclaimed Property

How do I search for unclaimed property in Massachusetts?

Search for free through the official MassCash portal at the Office of the State Treasurer. You can search by your name, a business name, or a deceased relative's name. If property is found, you can file a claim directly through the portal — no fee required.

What types of property can be unclaimed in Massachusetts?

Common types of unclaimed property in Massachusetts include: Bank accounts, uncashed checks, insurance proceeds, stocks.. Any asset that goes unclaimed for 3 years is turned over to the state.

How long does it take to claim unclaimed property in Massachusetts?

Massachusetts typically processes unclaimed property claims within 90 days of receiving all required documentation. Filing online is the fastest method. Complex claims involving estates or business entities may require additional review time.

What documents do I need to claim property in Massachusetts?

SSN, photo ID, and documentation linking claimant to address.

Is there a deadline to claim unclaimed property in Massachusetts?

No. Massachusetts holds unclaimed property indefinitely — there is no deadline to file a claim. You or your heirs can claim property at any time, regardless of how long it has been held by the state. Claims are always free to file.

What is the dormancy period for unclaimed property in Massachusetts?

The dormancy period in Massachusetts is 3 years. This means that if a financial asset goes 3 years without any owner-initiated activity or contact, the holding company is legally required to report and transfer it to the state. Most property 3 years; wages 1 year.

Can I search for unclaimed property belonging to a deceased relative in Massachusetts?

Yes. Heirs, executors, and legal representatives can search for and claim unclaimed property on behalf of deceased individuals in Massachusetts. You will need to provide documentation proving your legal right to the property, such as a death certificate, will, or letters of administration from the estate.

Official Claim Portal

Office of the State Treasurer

File a Claim →

Last verified: 2026-03-31 · DataTactic links directly to official state portals. Claims are processed by state government agencies, not DataTactic.