Alaska

Auto Insurance Minimum Requirements

50/100/25

Liability Limits

No-Fault

N/A

PIP Minimum

Optional

Uninsured Motorist

Full Requirements

Bodily Injury (per person)$50,000

Bodily Injury (per accident)$100,000

Property Damage$25,000

Uninsured Motorist RequiredNo

Underinsured Motorist RequiredNo

PIP RequiredNo

No-Fault StateNo (tort)

MedPay RequiredNo

SR-22 FilingsYes (for high-risk drivers)

Effective Date2003-01-01

Important Notes

Exempts certain remote regions where registration isn't required unless driven in urban areas.

Uninsured / Underinsured Motorist

Must be offered with liability policy; rejection must be signed in writing.

SR-22 Filings

Typically required for 3 to 5 years after major traffic convictions or driving without insurance.

Alternatives to Insurance

Certificate of self-insurance if owning more than 25 vehicles.

Official Source

Alaska Division of Motor Vehicles

Last verified: 2026-05-27 · Always confirm with official state sources before making coverage decisions.