Idaho

Auto Insurance Minimum Requirements

25/50/15

Liability Limits

No-Fault

N/A

PIP Minimum

Optional

Uninsured Motorist

Full Requirements

Bodily Injury (per person)$25,000

Bodily Injury (per accident)$50,000

Property Damage$15,000

Uninsured Motorist RequiredNo

Underinsured Motorist RequiredNo

PIP RequiredNo

No-Fault StateNo (tort)

MedPay RequiredNo

SR-22 FilingsYes (for high-risk drivers)

Effective Date2009-07-01

Uninsured / Underinsured Motorist

Must be provided automatically at basic liability thresholds unless explicitly signed away by the customer.

SR-22 Filings

Required for 3 continuous years upon suspension due to failure to maintain insurance, DUI, or dynamic safety offenses.

Alternatives to Insurance

Cash deposit or indemnity bond of $65,000 submitted directly to the Idaho Transportation Department.

Official Source

Idaho Transportation Department Motor Vehicle Division

Last verified: 2026-05-27 · Always confirm with official state sources before making coverage decisions.