Nevada

Auto Insurance Minimum Requirements

25/50/20

Liability Limits

No-Fault

N/A

PIP Minimum

Optional

Uninsured Motorist

Full Requirements

Bodily Injury (per person)$25,000

Bodily Injury (per accident)$50,000

Property Damage$20,000

Uninsured Motorist RequiredNo

Underinsured Motorist RequiredNo

PIP RequiredNo

No-Fault StateNo (tort)

MedPay RequiredNo

SR-22 FilingsYes (for high-risk drivers)

Effective Date2018-07-01

Important Notes

Nevada enforces severe cascading fines for any coverage lapse tracked via its real-time NV LIVE electronic verification portal.

Uninsured / Underinsured Motorist

Insurers must offer UM/UIM matching selected liability limits; rejection must be executed via signed waiver.

SR-22 Filings

Required for 3 consecutive years following suspension for driving uninsured or DUI convictions.

Alternatives to Insurance

A certificate of self-insurance granted to owners of more than 10 vehicles by the DMV.

Official Source

Nevada Department of Motor Vehicles

Last verified: 2026-05-27 · Always confirm with official state sources before making coverage decisions.