Auto Insurance Minimum Requirements
Wyoming requires all drivers to carry minimum liability coverage of $25,000 per person and $50,000 per accident for bodily injury, plus $20,000 for property damage — commonly written as 25/50/20. Wyoming is a tort (at-fault) state, which determines how fault and claims are handled after a collision. Uninsured motorist coverage is not required by law but is strongly recommended. Personal Injury Protection (PIP) is not required.
Uninsured / Underinsured Motorist
Must be offered; policyholder can decline coverage via written notification.
SR-22 Filings
Required for 3 consecutive years following suspension for driving uninsured or DUI convictions.
Alternatives to Insurance
A $70,000 cash deposit with the state or an approved surety bond filing.
Fine
Up to $750
License / Registration
Suspension: Yes
SR-22 Required After
Yes
What is the minimum car insurance required in Wyoming?
Wyoming requires minimum liability coverage of $25,000 per person and $50,000 per accident for bodily injury, plus $20,000 for property damage. This is written as 25/50/20 coverage.
Is Wyoming a no-fault state?
No, Wyoming is a tort (at-fault) state. The driver responsible for the accident is liable for damages, and claims are filed against their insurance.
Is uninsured motorist coverage required in Wyoming?
Uninsured motorist coverage is not required in Wyoming, but it is strongly recommended given the proportion of uninsured drivers nationwide.
What happens if I drive without insurance in Wyoming?
Driving without insurance in Wyoming can result in fines of Up to $750 and license/registration suspension. An SR-22 certificate is typically required to reinstate your driving privileges.
Do I need an SR-22 in Wyoming?
SR-22 filings are used in Wyoming for high-risk drivers following events like DUI convictions, serious violations, or driving without insurance. An SR-22 is a certificate of financial responsibility filed by your insurer — it is not a type of insurance policy. Required for 3 consecutive years following suspension for driving uninsured or DUI convictions.
What does 25/50/20 mean in Wyoming?
These numbers represent your liability limits: $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $20,000 for property damage. These are the legal minimums — purchasing higher limits provides greater financial protection.
Compare Wyoming Auto Insurance Rates — Partner Services
Now that you know Wyoming's minimum requirements, make sure you're getting the best rate. Compare quotes from top insurers in minutes.
Sponsored. DataTactic may earn a referral fee from these partners. This does not affect our data or editorial content.
Official Source
Wyoming Department of Transportation
More Wyoming Resources
Data Methodology
DataTactic researchers verify auto insurance minimum requirements directly against official government sources — Wyoming Department of Transportation publications, state statutes, and agency websites. Each data point is cross-referenced against primary sources before publication. Records are reviewed and updated when laws or requirements change.
Last verified: 2026-05-27 · Always confirm with official state sources before making coverage decisions.