CT · Tax Year 2026
How Connecticut taxes Social Security, pensions, 401(k)/IRA withdrawals, and military retirement pay in 2026.
Up to 100% of qualifying pensions/401(k)/traditional IRA distributions below AGI thresholds; phased reduction above
No general age requirement for these income-based subtractions
Additional Notes
Phases out over AGI $75,000–$100,000 single and $100,000–$150,000 joint; IRA phase-in reaches 100% in 2026
Does Connecticut tax Social Security benefits?
It depends. Connecticut offers partial exemption for Social Security — eligibility is typically income-based or age-based. See the details above.
Does Connecticut tax pension income?
Partially. Connecticut provides exemptions for certain types of pension income — often public, government, or military pensions — while private pensions may be partially or fully taxable. See eligibility details above.
Does Connecticut tax 401(k) and IRA withdrawals?
Yes, traditional 401(k) and IRA withdrawals are generally taxable in Connecticut. However, exclusions or credits may apply depending on your age and income — review the details above.
Is Connecticut a tax-friendly state for retirees?
It depends on your income mix. Connecticut offers some retirement income relief, but the rules vary by income type and eligibility. Review the details above and consider consulting a tax professional for your specific situation.
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Data Source
Official Connecticut state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.
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Data reflects tax year 2026 rules sourced from official Connecticut state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.