Retirement Planning
How every state taxes Social Security, pensions, 401(k) and IRA withdrawals, and military retirement — sourced from official 2026 state tax authority guidance.
Where you retire can affect your income almost as much as how much you saved. Nine states have no broad personal income tax and exempt all retirement income by default. Many others carve out partial or full exemptions for Social Security, public pensions, military retirement, or retirement account withdrawals — but the rules vary widely by age, income, and income type. This page compiles official 2026 state tax authority guidance so you can compare states at a glance before making a relocation decision.
Data reflects tax year 2026 rules from official state revenue authorities. Some thresholds are annually indexed and may not yet be finalized (noted on individual state pages). Always confirm with your state's official tax authority before making relocation or financial decisions.