HI · Tax Year 2026
How Hawaii taxes Social Security, pensions, 401(k)/IRA withdrawals, and military retirement pay in 2026.
Employer-funded pension portion exempt; no general dollar exclusion for traditional IRA withdrawals
No general age requirement for pension exemption
Additional Notes
Employee-funded pension portions and account distributions require separate treatment
Does Hawaii tax Social Security benefits?
No. Hawaii does not tax Social Security retirement benefits.
Does Hawaii tax pension income?
Partially. Hawaii provides exemptions for certain types of pension income — often public, government, or military pensions — while private pensions may be partially or fully taxable. See eligibility details above.
Does Hawaii tax 401(k) and IRA withdrawals?
Yes, traditional 401(k) and IRA withdrawals are generally taxable in Hawaii. However, exclusions or credits may apply depending on your age and income — review the details above.
Is Hawaii a tax-friendly state for retirees?
It depends on your income mix. Hawaii offers some retirement income relief, but the rules vary by income type and eligibility. Review the details above and consider consulting a tax professional for your specific situation.
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Data Source
Official Hawaii state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.
Data reflects tax year 2026 rules sourced from official Hawaii state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.