ND · Tax Year 2026
How North Dakota taxes Social Security, pensions, 401(k)/IRA withdrawals, and military retirement pay in 2026.
Military retirement fully exempt; no general pension/account exclusion
No broad age-based pension exemption
Additional Notes
Ordinary deductions and tax brackets can still eliminate liability
Does North Dakota tax Social Security benefits?
No. North Dakota does not tax Social Security retirement benefits.
Does North Dakota tax pension income?
Yes. North Dakota generally taxes pension income, though some credits or deductions may apply.
Does North Dakota tax 401(k) and IRA withdrawals?
Yes, traditional 401(k) and IRA withdrawals are generally taxable in North Dakota. However, exclusions or credits may apply depending on your age and income — review the details above.
Is North Dakota a tax-friendly state for retirees?
It depends on your income mix. North Dakota offers some retirement income relief, but the rules vary by income type and eligibility. Review the details above and consider consulting a tax professional for your specific situation.
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Data Source
Official North Dakota state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.
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Data reflects tax year 2026 rules sourced from official North Dakota state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.