GA · Tax Year 2026
How Georgia taxes Social Security, pensions, 401(k)/IRA withdrawals, and military retirement pay in 2026.
$35,000 per person ages 62–64; $65,000 age 65+; military $65,000 regardless of age in 2026
Ordinary retirement exclusion also available for qualifying permanent disability
Additional Notes
Exclusion covers qualifying retirement/investment income and limited earned income
Does Georgia tax Social Security benefits?
No. Georgia does not tax Social Security retirement benefits.
Does Georgia tax pension income?
Partially. Georgia provides exemptions for certain types of pension income — often public, government, or military pensions — while private pensions may be partially or fully taxable. See eligibility details above.
Does Georgia tax 401(k) and IRA withdrawals?
Yes, traditional 401(k) and IRA withdrawals are generally taxable in Georgia. However, exclusions or credits may apply depending on your age and income — review the details above.
Is Georgia a tax-friendly state for retirees?
It depends on your income mix. Georgia offers some retirement income relief, but the rules vary by income type and eligibility. Review the details above and consider consulting a tax professional for your specific situation.
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Data Source
Official Georgia state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.
Related for Georgia
Data reflects tax year 2026 rules sourced from official Georgia state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.