TN · Tax Year 2026
Tennessee has no broad personal income tax. Social Security, pensions, 401(k), IRA, and military retirement income are all exempt.
No Income Tax State
Tennessee does not impose a broad personal income tax. All retirement income — Social Security, pensions, 401(k) and IRA withdrawals, and military retirement pay — is fully exempt from state income tax. Hall interest/dividends tax repealed before 2026
Does Tennessee tax Social Security benefits?
No. Tennessee has no broad personal income tax, so Social Security benefits are fully exempt.
Does Tennessee tax pension income?
No. Tennessee has no broad personal income tax, so pension income is fully exempt.
Does Tennessee tax 401(k) and IRA withdrawals?
No. Tennessee has no broad personal income tax, so 401(k) and IRA withdrawals are fully exempt.
Is Tennessee a tax-friendly state for retirees?
Yes, very. Tennessee has no broad personal income tax, making it one of the most tax-friendly states for retirees.
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Data Source
Official Tennessee state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.
Related for Tennessee
Data reflects tax year 2026 rules sourced from official Tennessee state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.