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LA · Tax Year 2026

Louisiana
Retirement Income Tax

How Louisiana taxes Social Security, pensions, 401(k)/IRA withdrawals, and military retirement pay in 2026.

No
Social Security
Partial
Pension
Yes
401(k)/IRA
No
Military

Tax Treatment by Income Type

Social Security BenefitsExempt
Pension IncomePartial
401(k) / IRA WithdrawalsTaxable
Military Retirement PayExempt

Exemptions & Exclusion Amounts

$12,000 qualifying retirement income per person age 65+; qualifying government and military pensions fully exempt

Age & Eligibility Rules

$12,000 exclusion at age 65+

Additional Notes

Private pensions and traditional account withdrawals taxable above applicable exclusion

Frequently Asked Questions

Does Louisiana tax Social Security benefits?

No. Louisiana does not tax Social Security retirement benefits.

Does Louisiana tax pension income?

Partially. Louisiana provides exemptions for certain types of pension income — often public, government, or military pensions — while private pensions may be partially or fully taxable. See eligibility details above.

Does Louisiana tax 401(k) and IRA withdrawals?

Yes, traditional 401(k) and IRA withdrawals are generally taxable in Louisiana. However, exclusions or credits may apply depending on your age and income — review the details above.

Is Louisiana a tax-friendly state for retirees?

It depends on your income mix. Louisiana offers some retirement income relief, but the rules vary by income type and eligibility. Review the details above and consider consulting a tax professional for your specific situation.

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Data Source

Official Louisiana state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.

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Data reflects tax year 2026 rules sourced from official Louisiana state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.