TX · Tax Year 2026
Texas has no broad personal income tax. Social Security, pensions, 401(k), IRA, and military retirement income are all exempt.
No Income Tax State
Texas does not impose a broad personal income tax. All retirement income — Social Security, pensions, 401(k) and IRA withdrawals, and military retirement pay — is fully exempt from state income tax. No personal income tax
Does Texas tax Social Security benefits?
No. Texas has no broad personal income tax, so Social Security benefits are fully exempt.
Does Texas tax pension income?
No. Texas has no broad personal income tax, so pension income is fully exempt.
Does Texas tax 401(k) and IRA withdrawals?
No. Texas has no broad personal income tax, so 401(k) and IRA withdrawals are fully exempt.
Is Texas a tax-friendly state for retirees?
Yes, very. Texas has no broad personal income tax, making it one of the most tax-friendly states for retirees.
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Data Source
Official Texas state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.
Neighboring States
Data reflects tax year 2026 rules sourced from official Texas state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.