OH · Tax Year 2026
How Ohio taxes Social Security, pensions, 401(k)/IRA withdrawals, and military retirement pay in 2026.
No general retirement exclusion; qualifying retirement income credit up to $200; military fully exempt
Additional senior credit generally age 65+
Additional Notes
Credits reduce tax rather than excluded income
Does Ohio tax Social Security benefits?
No. Ohio does not tax Social Security retirement benefits.
Does Ohio tax pension income?
Yes. Ohio generally taxes pension income, though some credits or deductions may apply.
Does Ohio tax 401(k) and IRA withdrawals?
Yes, traditional 401(k) and IRA withdrawals are generally taxable in Ohio. However, exclusions or credits may apply depending on your age and income — review the details above.
Is Ohio a tax-friendly state for retirees?
It depends on your income mix. Ohio offers some retirement income relief, but the rules vary by income type and eligibility. Review the details above and consider consulting a tax professional for your specific situation.
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Data Source
Official Ohio state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.
Data reflects tax year 2026 rules sourced from official Ohio state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.