Home→Retirement Tax→Pennsylvania

PA · Tax Year 2026

Pennsylvania
Retirement Income Tax

How Pennsylvania taxes Social Security, pensions, 401(k)/IRA withdrawals, and military retirement pay in 2026.

No
Social Security
No
Pension
No
401(k)/IRA
No
Military

Tax Treatment by Income Type

Social Security BenefitsExempt
Pension IncomeExempt
401(k) / IRA WithdrawalsExempt
Military Retirement PayExempt

Exemptions & Exclusion Amounts

Qualifying retirement distributions fully exempt

Age & Eligibility Rules

Qualified-plan retirement eligibility rules; IRA generally age 59.5+

Additional Notes

Premature distributions may be taxable to extent exceeding recoverable contributions

Frequently Asked Questions

Does Pennsylvania tax Social Security benefits?

No. Pennsylvania does not tax Social Security retirement benefits.

Does Pennsylvania tax pension income?

No. Pennsylvania exempts pension income from state income tax.

Does Pennsylvania tax 401(k) and IRA withdrawals?

No. Pennsylvania does not tax qualifying 401(k) and IRA distributions.

Is Pennsylvania a tax-friendly state for retirees?

Generally yes. Pennsylvania exempts Social Security and offers exemptions for other retirement income, making it relatively favorable for retirees.

Partner Services

Planning your retirement location involves more than state taxes. Compare states, model income scenarios, and get personalized advice from a fiduciary financial planner.

DataTactic may earn a referral fee from partner services. Data on this page is independent and unaffected by partnerships.

Data Source

Official Pennsylvania state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.

Related for Pennsylvania

Neighboring States

Data reflects tax year 2026 rules sourced from official Pennsylvania state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.