WA · Tax Year 2026
Washington has no broad personal income tax. Social Security, pensions, 401(k), IRA, and military retirement income are all exempt.
No Income Tax State
Washington does not impose a broad personal income tax. All retirement income — Social Security, pensions, 401(k) and IRA withdrawals, and military retirement pay — is fully exempt from state income tax. No broad personal income tax; capital gains excise tax exists but retirement accounts exempt
Does Washington tax Social Security benefits?
No. Washington has no broad personal income tax, so Social Security benefits are fully exempt.
Does Washington tax pension income?
No. Washington has no broad personal income tax, so pension income is fully exempt.
Does Washington tax 401(k) and IRA withdrawals?
No. Washington has no broad personal income tax, so 401(k) and IRA withdrawals are fully exempt.
Is Washington a tax-friendly state for retirees?
Yes, very. Washington has no broad personal income tax, making it one of the most tax-friendly states for retirees.
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Data Source
Official Washington state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.
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Data reflects tax year 2026 rules sourced from official Washington state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.