ID · Tax Year 2026
How Idaho taxes Social Security, pensions, 401(k)/IRA withdrawals, and military retirement pay in 2026.
Certain government/military pensions eligible for annually recalculated cap; exact 2026 cap not verified
Civilian qualifying pensions generally age 65+ or age 62+ and disabled; military age 62+ or disabled
Additional Notes
Not a blanket military pension exemption
Does Idaho tax Social Security benefits?
No. Idaho does not tax Social Security retirement benefits.
Does Idaho tax pension income?
Partially. Idaho provides exemptions for certain types of pension income — often public, government, or military pensions — while private pensions may be partially or fully taxable. See eligibility details above.
Does Idaho tax 401(k) and IRA withdrawals?
Yes, traditional 401(k) and IRA withdrawals are generally taxable in Idaho. However, exclusions or credits may apply depending on your age and income — review the details above.
Is Idaho a tax-friendly state for retirees?
It depends on your income mix. Idaho offers some retirement income relief, but the rules vary by income type and eligibility. Review the details above and consider consulting a tax professional for your specific situation.
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Data Source
Official Idaho state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.
Data reflects tax year 2026 rules sourced from official Idaho state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.