UT · Tax Year 2026
How Utah taxes Social Security, pensions, 401(k)/IRA withdrawals, and military retirement pay in 2026.
No general pension exclusion; qualifying retirement credit up to $450; Social Security and military tax credits
$450 retirement credit generally for taxpayers born before 1953 subject to income phaseout
Additional Notes
Military exemption effective through credit rather than income subtraction
Does Utah tax Social Security benefits?
It depends. Utah offers partial exemption for Social Security — eligibility is typically income-based or age-based. See the details above.
Does Utah tax pension income?
Yes. Utah generally taxes pension income, though some credits or deductions may apply.
Does Utah tax 401(k) and IRA withdrawals?
Yes, traditional 401(k) and IRA withdrawals are generally taxable in Utah. However, exclusions or credits may apply depending on your age and income — review the details above.
Is Utah a tax-friendly state for retirees?
It depends on your income mix. Utah offers some retirement income relief, but the rules vary by income type and eligibility. Review the details above and consider consulting a tax professional for your specific situation.
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Data Source
Official Utah state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.
Data reflects tax year 2026 rules sourced from official Utah state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.