OK · Tax Year 2026
How Oklahoma taxes Social Security, pensions, 401(k)/IRA withdrawals, and military retirement pay in 2026.
$10,000 per person qualifying retirement income exclusion; military fully exempt
No general minimum age for qualifying $10,000 retirement exclusion
Additional Notes
Exclusion shared among qualifying retirement income sources
Does Oklahoma tax Social Security benefits?
No. Oklahoma does not tax Social Security retirement benefits.
Does Oklahoma tax pension income?
Partially. Oklahoma provides exemptions for certain types of pension income — often public, government, or military pensions — while private pensions may be partially or fully taxable. See eligibility details above.
Does Oklahoma tax 401(k) and IRA withdrawals?
Yes, traditional 401(k) and IRA withdrawals are generally taxable in Oklahoma. However, exclusions or credits may apply depending on your age and income — review the details above.
Is Oklahoma a tax-friendly state for retirees?
It depends on your income mix. Oklahoma offers some retirement income relief, but the rules vary by income type and eligibility. Review the details above and consider consulting a tax professional for your specific situation.
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Data Source
Official Oklahoma state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.
Related for Oklahoma
Data reflects tax year 2026 rules sourced from official Oklahoma state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.