MO · Tax Year 2026
How Missouri taxes Social Security, pensions, 401(k)/IRA withdrawals, and military retirement pay in 2026.
Qualifying public pension deduction up to maximum annual Social Security benefit; private retirement deduction up to $6,000 subject to AGI limits
Private retirement deduction is income-tested
Additional Notes
IRA and qualifying retirement-plan distributions may qualify for private deduction
Does Missouri tax Social Security benefits?
No. Missouri does not tax Social Security retirement benefits.
Does Missouri tax pension income?
Partially. Missouri provides exemptions for certain types of pension income — often public, government, or military pensions — while private pensions may be partially or fully taxable. See eligibility details above.
Does Missouri tax 401(k) and IRA withdrawals?
Yes, traditional 401(k) and IRA withdrawals are generally taxable in Missouri. However, exclusions or credits may apply depending on your age and income — review the details above.
Is Missouri a tax-friendly state for retirees?
It depends on your income mix. Missouri offers some retirement income relief, but the rules vary by income type and eligibility. Review the details above and consider consulting a tax professional for your specific situation.
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Data Source
Official Missouri state tax authority guidance. Tax year 2026. Some annually indexed thresholds may not yet be finalized — confirm with the state revenue department before filing.
Related for Missouri
Data reflects tax year 2026 rules sourced from official Missouri state tax authorities. This page is for informational purposes only — always confirm current rules with the state revenue department or a qualified tax professional before making financial or relocation decisions.